Latest Research
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Money Talks: Meet the Payday Industry Cronies Testifying at Today’s Sham Congressional Hearing
Like the Members of Congress organizing this sham hearing, those being called to testify are allies of the payday lending industry.
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Reality Check: Pro-Industry Think Tank Claims Obama Administration “Jihad” Against Payday Lenders
In Quad City Times op-ed, Center for Freedom and Prosperity president Andrew Quinlan offered only tired talking points in defense of payday lenders, which he claims Obama Administration has a “jihad” against.
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Reality Check: Nebraska Payday Leader Falsely Implies Borrowers Don’t Want Reform
Nebraska payday lender and trade group leader Brad Hill falsely implied borrowers don’t have complaints despite ample research showing they want reform.
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Payday Honcho Caught Citing Academic Research Paid for by Industry Front Group
CFSAA’s Dennis Shaul cited academic study paid for by industry front group that has used unethical influence to shape purportedly independent academic research it commissions.
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Title Lender with Shady Past Drops $1.7 Million on Pro-Industry South Dakota Ballot Measure
Select Management Resources Contributed $1.7 Million to A South Dakota Group That Is Pursuing a Ballot Measure to Insert a Loophole Allowing Unlimited Interest Rates into The State Constitution.
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Reality Check: Professor Falsely Claims Payday Lending Is Not Wildly Profitable
In a Waco Tribune op-ed, Baylor University professor Steven Bradley falsely claimed, ““Critics often contend that payday lending is wildly profitable, but it’s not.”
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Reality Check: Tell Us Again Why Payday Lenders Say They Can’t Afford Reform?
Payday lenders say they can’t afford lower interest rates, caps on the number of loans a borrower takes out, and other reforms.
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Reality Check: Nebraska Payday Lobby Head Falsely Claims Borrowers Already Prove Ability to Pay Back Loans
Payday Lender and President of the Nebraska Financial Services Association Falsely Claimed That a Borrower’s Ability to Repay the Loan Is Already a Key Consideration.
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Reality Check: Advance America VP Says “It’s Impossible to Call Us a Predatory Lender”
Despite what Fulmer would have us believe, former Advance America employees have detailed the predatory tactics of this major payday lender.
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Report: Death Trap
The sad truth is that the Uniform Law Commission’s Drafting Committee to Revise the Uniform Unclaimed Property Act is considering a number of changes to the Act designed to keep beneficiaries separated from property that is rightfully theirs for as long as possible. When big corporations are able to do this they win and consumers lose.